Do not ever ride without insurance. In Wisconsin, having motorcycle insurance is required.
Choosing the right policy is important. It’s best to buy a motorcycle insurance policy that provides you with:
- Good Rates
- Adequate Protection
We do the legwork for you, enabling you to compare and contrast quotes from the best insurance carriers – without leaving home!
Motorcycle Insurance: Wisconsin Requirements
Wisconsin riders are required to insure their motorcycles and scooters. What’s motorcycle liability insurance? This type of protection covers you as a vehicle owner and as a rider if you injure someone or damage someone else’s vehicle or property with your bike.
- 25: Bodily injury liability maximum for one individual hurt in an accident
- 50: Bodily injury liability maximum for all the injuries in a single accident
- 10: Property damage liability maximum for one single accident
Of course, the aforementioned sums are in thousands of dollars.
WI UM/UIM Coverage For Motorcycles
Guess how many Wisconsin drivers aren’t insured? 14%! For us motorcyclists, this is a genuine issue. Of course, the bike, including its owner, suffers the brunt of the trauma in a collision with a car or truck. Don’t let yourself be hit with damage payments for which you weren’t to blame.
This is the reason uninsured motorist (UM/UIM) insurance is a good idea for motorcycle owners. Uninsured motorist coverage provides protection if for example the policyholder is involved in a collision in which the other party is responsible, but not insured.