Do not ever ride uninsured. In West Virginia, having motorcycle insurance is required.
No matter whether you ride a supersport or a custom, getting the best suited insurer is critical. Be sure to purchase a policy that boasts affordable monthly premiums and ample coverage.
We do the legwork for you, enabling you to compare quotes from top insurers – online!
Motorcycle Insurance: West Virginia Laws
In West Virginia, purchasing motorcycle insurance is required. You may already know, motorcycle liability coverage protects against legal liability to pay compensation and court costs where the insured has been found negligent in respect of injuries sustained by another person or damage to his/her property.
Minimum insurance limits in West Virginia are as follows. $20,000/$40,000/$10,000. The first two dollar amounts are the bare minimum coverage limits for bodily injury liability. The initial one is for just one man or woman in an accident, the other for all parties together. The final number represents property damage liability.
WV UM/UIM Insurance For Motorcycles
Guess how many West Virginia car owners are uninsured? 10%! For us as riders, this is a genuine issue. A collision with a car or truck could cause a considerable amount of damage to you and your motorcycle. You won’t want to get stuck with damage payments for which you weren’t at fault. For this reason uninsured motorist (UM/UIM) coverage is a good suggestion for motorcycles. Such coverage protects a rider from uninsured and hit-and-run motorists.