If you’re in the market for motorcycle insurance in Virginia, you’ve come to the right place.
Not surprisingly, VA motorcycle insurance prices can be quite steep, so it’s essential to check out local Virginia motorcycle insurance quotes and policies from an extensive assortment of insurance providers.
This is exactly why we developed our website: to enable you to compare rates from leading insurance companies – such as GEICO and Progressive – online!
Motorcycle Insurance: Virginia Requirements
In Virginia, having motorcycle insurance is required. What’s motorcycle liability insurance? This type of policy protects the net worth of the policyholder in the event of lawsuit or damage award granted to another in a court of law.
Listed below are the Virginia insurance guidelines: $25,000/$50,000/$20,000. The first 2 sums are the minimum coverage limits for bodily injuries liability. The initial one is for just one person in any automobile accident, the next for all persons put together. The third quantity relates to property damage liability.
VA UM/UIM Insurance For Motorcycles
Are you aware that 10% of Virginia road users don’t have auto insurance coverage? Throwing a leg over a motorcycle is much more dangerous than driving a car or truck, but being on the road with so many uninsured motorists only increases the risks. Needless to say, the bike, including its rider, will suffer a lot of damage in any wreck with a car, truck, or SUV. You don’t want to be stuck with damage payments for which you are not to blame.
For this reason uninsured motorist (UM/UIM) coverage is highly recommended for motorcycle owners. Uninsured motorist insurance will cover the insured’s injuries and losses negligently caused by a driver who has no liability coverage.