Do not ride without insurance. In Vermont, motorcycle insurance is mandatory.
Regardless of whether you ride a sportbike or a custom, choosing the right insurance carrier is essential. You’ve got to buy a policy which provides:
- Reasonable Rates
- Acceptable Protection
- Superb Support
We do the groundwork for you, enabling you to compare and contrast plans from the best insurance providers – without leaving home!
Motorcycle Insurance: Vermont Requirements
First of all, motorcycle insurance is required by law in Vermont. As you know, motorcycle liability insurance coverage protects against a potential loss due to the insured’s liability for injury or damage to others.
- 20: Bodily injury liability maximum for one person injured in one single accident
- 50: Bodily injury liability maximum for all injuries in an accident
- 10: Property damage liability maximum for a single accident
Obviously, these liability minimums are in thousands of dollars.
VT Uninsured Motorist Insurance: Motorcycles
Recent reports have shown that 6% of Vermont drivers are not insured. For us as riders, that’s a genuine concern. Obviously, the motorcycle, including its owner, typically suffers a great deal of harm in a collision with a car, truck, or SUV. Don’t let yourself wind up being hit with damage payments for which you aren’t responsible.
This is the reason uninsured motorist (UM/UIM) coverage is a good option for motorcycles and scooters. Uninsured motorist coverage provides for a rider to receive damages for any injury they receive from an uninsured and/or negligent motorist.