Don’t ride without insurance. In Utah, having motorcycle insurance is required.
Choosing the best suited insurance provider is vital. It’s important to choose a policy which will provide reasonable rates and sufficient coverage.
That’s why we launched our web site: to enable you to compare and contrast rates from leading insurers – right from the computer!
Motorcycle Insurance: Utah Requirements
If you ride in Utah, you do have to have motorcycle insurance. Just what is motorcycle liability insurance? This type of insurance is designed to provide insurance protection against the threat of a lawsuit. When a policy holder covered by a liability policy is sued, the insurance provider is required to get an attorney to defend the case, and pay any judgment covered by the policy.
Below are the Utah motorcycle insurance minimum requirements:
- Bodily Injury Liability Limit for One Individual: 25
- Bodily Injury Liability Limit for All Persons: 65
- Property Damage Liability Limit: 15
Of course, these liability minimums are in 1000s of dollars.
Conversely, Utah riders can choose to have a single $65,000 limit.
UT Motorcycle UM/UIM Insurance
Recent reports reveal that 9% of Utah road users don’t have insurance. For us as riders, that’s a genuine problem. Of course, the motorcycle, as well as its owner, incurs the brunt of the harm in any wreck with a car or truck. Don’t let yourself get responsible for paying damages for which you were not at fault.
This is the reason uninsured motorist (UM/UIM) coverage is a good option for motorcycle owners. Uninsured motorist coverage protects a policyholder from uninsured motorists and hit-and-run drivers.