Motorcycle Insurance: Tennessee

Would you like to get lower rates on Tennessee motorcycle insurance?

Choosing the right policy is crucial. Be sure you track down a policy which will provide reasonable rates and sufficient protection.

That’s why we built this web site: to permit you to compare and contrast rates from major insurers – names like GEICO and Progressive – without leaving home!

Motorcycle Insurance: Tennessee Requirements

In Tennessee, purchasing motorcycle insurance is the law. What’s motorcycle liability coverage? This type of coverage provides protection from claims arising from injuries or damage to other people or property.

Motorcycle insurance minimums in Tennessee are the following.

  • Bodily Injury Liability Limit for Individual: 25
  • Bodily Injury Liability Limit for All Parties: 50
  • Property Damage Liability Limit: 15

Obviously, these liability minimums are in thousands of dollars.

TN UM/UIM Insurance For Motorcycles

Do you know 21% of Tennessee drivers aren’t insured? Throwing a leg over a motorcycle or scooter is a lot more hazardous than getting behind the wheel of a car, but having to deal with all these uninsured drivers only adds to the risks. Needless to say, the motorcycle, not to mention its owner, typically suffers a great deal of trauma in an accident with a car or truck. You don’t want to get stuck with health-care and repair expenses for which you were not responsible – be sure you add uninsured motorist (UM/UIM) insurance to your insurance policy. This kind of coverage provides protection in case the insured is involved in any sort of accident in which the other party is at fault, but uninsured.