Motorcycle Insurance: South Carolina

Locating affordable motorcycle insurance in South Carolina doesn’t need to be challenging.

As you can imagine, SC motorcycle insurance prices can be high, so you’ll want to check current South Carolina motorcycle insurance rates and options from a wide variety of insurers.

That’s why we offer our service: to allow you to compare quotes from top rated insurers – such as GEICO and Progressive – without leaving home!

Motorcycle Insurance: South Carolina Laws

South Carolina riders do have to insure their motorcycles. As you know, motorcycle liability insurance pays for expenses from damages or injuries to other people that are caused by the policyholder.

Take a look at the South Carolina motorcycle insurance minimums:

  • $25,000: bodily injury liability maximum for an individual getting injured in a crash
  • $50,000: bodily injury liability maximum for injuries to all persons in one incident
  • $25,000: property-damage liability maximum for one accident

SC UM/UIM Insurance: Motorcycles

Guess what proportion of South Carolina car owners aren’t insured? 10%! For us as riders, it’s a genuine issue. Needless to say, the bike, along with its rider, will suffer a good deal of damage in an accident with a car, truck, or SUV. You don’t want to get saddled with damage payments for which you were not at fault.

This is why uninsured motorist (UM/UIM) insurance is a great idea for motorcyclists. Uninsured motorist insurance provides protection if for example the insured is involved in any sort of accident in which the other party is responsible, but uninsured.