Motorcycle Insurance: Rhode Island

If you’re interested in buying Rhode Island motorcycle insurance, you’ve come to the right place.

As you can imagine, Rhode Island motorcycle insurance rates can be high, so looking at premiums and options from the prominent Rhode Island motorcycle insurers is vital.

We do the work for you, allowing you to compare and contrast quotes from top insurance companies – names like GEICO and Progressive – on the web!

Motorcycle Insurance: Rhode Island Laws

If you ride in Rhode Island, you do need to have motorcycle insurance. What’s motorcycle liability insurance? This type of insurance agrees to indemnify the insured for sums he may be required by law to pay to third parties as damages for bodily injury or damage to property.

Rhode Island minimum insurance guidelines are the following:

  1. Bodily injury liability maximum for one person injured in a single accident: $25,000
  2. Bodily injury liability maximum for all injuries in one accident: $50,000
  3. Property damage liability maximum for one accident: $25,000

RI Uninsured Motorist Insurance: Motorcycles

Were you aware that 14% of Rhode Island motorists aren’t insured? For us as riders, it’s a real problem. Getting in a wreck with a car could cause a considerable amount of problems for you and your bike. Don’t let yourself get saddled with damages for which you weren’t to blame – add uninsured motorist (UM/UIM) coverage to your insurance policy. Such coverage protects a policyholder from uninsured motorists and hit-and-run drivers.