If you’re searching for Pennsylvania motorcycle insurance, you have come to the right spot.
To save money when insuring your motorcycle, you’ll want to compare local PA motorcycle insurance premiums and discounts from a broad range of insurance companies.
That’s the reason we built this website: to permit you to compare policies from leading insurers – for example GEICO and Progressive – on the web!
Motorcycle Insurance: Pennsylvania Requirements
Pennsylvania motorcyclists are required to insure their bikes. As you know, motorcycle liability insurance protects against legal liability to pay compensation and court costs where the insured has been found negligent in respect of injuries sustained by another person or damage to his/her property.
Pennsylvania motorcycle insurance guidelines are the following:
- Bodily Injury Liability Limit for One Individual: 15
- Bodily Injury Liability Limit for All Parties: 30
- Property Damage Liability Limit: 5
Of course, these liability minimums are in 1000s of dollars.
PA Motorcycle Uninsured Motorist Coverage
Recent studies reveal that 10% of Pennsylvania motorists aren’t insured. For us motorcyclists, this is a real problem. It goes without saying, the bike, as well as its owner, suffers the most harm in an accident with a car, truck, or SUV. Don’t let yourself end up being stuck with damage payments for which you were not to blame.
That’s why uninsured motorist (UM/UIM) insurance is really helpful for motorcyclists. This sort of coverage covers costs resulting from a hit-and-run or an accident with an uninsured motorist.