Motorcycle Insurance: Oregon

Never ride uninsured. In Oregon, motorcycle insurance is required.

To help you find the top prices on Oregon motorcycle insurance, you have to look at local Oregon motorcycle insurance premiums and policies from a vast array of insurers.

We do the work for you, allowing you to compare and contrast policies from the best insurers – right from the computer!

Motorcycle Insurance: Oregon Laws

First of all, motorcycle insurance is required in Oregon. As you know, motorcycle liability coverage protects against a potential loss due to the insured’s liability for injury or damage to others.

Minimum liability limits in Oregon are the following.

  1. Bodily Injury Liability Limit for 1 Individual: 25
  2. Bodily Injury Liability Limit for All: 50
  3. Property Damage Liability Limit: 10

Obviously, these liability minimums are in 1000’s of dollars.

OR UM/UIM Coverage: Motorcycles

In Oregon, at least 12% of the citizenry is uninsured. For us motorcyclists, it’s a genuine concern. Of course, the motorcycle, as well as its owner, will suffer a good deal of trauma in a collision with a car or truck. You don’t want to wind up being saddled with damage payments for which you weren’t at fault – add uninsured motorist (UM/UIM) coverage to your insurance coverage. Uninsured motorist insurance provides for a rider to receive damages for any injury they receive from an uninsured or negligent motorist.