Motorcycle Insurance: Oklahoma

Need to insure a motorcycle or scooter in Oklahoma?

Whether you ride a superbike or a cruiser, locating the right policy is extremely important. You must get a policy which provides:

  • Affordable Rates
  • Ample Protection

We do the legwork for you, allowing you to compare and contrast policies from major insurers – without leaving home!

Motorcycle Insurance: Oklahoma Requirements

If you live in Oklahoma, you’re required by law to carry motorcycle insurance. What is motorcycle liability coverage? This type of protection protects against legal liability to pay compensation and court costs where the insured has been found negligent in respect of injuries sustained by another person or damage to his/her property.

  • Bodily Injury Liability Limit for Single Individual: 25
  • Bodily Injury Liability Limit for All Parties: 50
  • Liability Limit for Damage to Property: 25

Obviously, all these numbers are in 1000s of dollars.

OK Motorcycle Uninsured Motorist Coverage

In Oklahoma, approximately 15% of the populace is driving without insurance. For us motorcyclists, it’s a real issue. Getting in a wreck with a car or truck may cause quite a lot of harm to you and your bike. You don’t want to wind up being responsible for paying damages for which you are not to blame.

That’s why uninsured motorist (UM/UIM) insurance is a good option for riders. Uninsured motorist coverage provides protection in case the insured is involved in a collision in which the other party is to blame, but does not have insurance.