Motorcycle Insurance: North Dakota

Do not ever ride without being insured. In North Dakota, motorcycle insurance is the law.

To help you save money when insuring your bike, comparing prices and deals from leading North Dakota motorcycle insurance carriers is essential.

That’s why we offer our service: to enable you to compare quotes from top insurance companies – without leaving home!

Motorcycle Insurance: North Dakota Requirements

To begin, motorcycle insurance is required in North Dakota. You may already know, motorcycle liability insurance is designed to provide insurance protection against the threat of a lawsuit. When a policy holder covered by a liability policy is sued, the insurance carrier must get an attorney to defend the case, and pay any judgment covered by the policy.

  1. Bodily injury liability maximum for a single person hurt in one single accident: $25,000
  2. Bodily injury liability maximum for all of the injuries in an accident: $50,000
  3. Property damage liability maximum for one accident: $25,000

ND Motorcycle UM/UIM Insurance

Are you aware that 9% of North Dakota motorists are uninsured? For us as riders, that’s a real concern. Getting in a wreck with a car or truck can cause quite a lot of problems for you and your motorcycle. Don’t let yourself end up being saddled with damage payments for which you were not at fault – add uninsured motorist (UM/UIM) insurance to your insurance coverage. Such coverage may pay for your injuries or property damage caused by an uninsured motorist or, in some states, an unidentified driver. In some cases it also includes coverage for under-insured (UIM) motorists and at-fault drivers with not enough coverage to cover your claim.