Motorcycle Insurance: North Carolina

Would you like to get lower prices on North Carolina motorcycle insurance?

No matter whether you ride a supersport or a custom, finding the best suited insurance company is crucial. You have to find a motorcycle insurance policy which serves up reasonable monthly premiums and ample coverage.

This is why we offer this service: to permit you to compare and contrast plans from top rated insurers – straight from your computer!

Motorcycle Insurance: North Carolina Requirements

If you ride in North Carolina, you are required to carry motorcycle insurance. As you know, motorcycle liability insurance coverage protects the net worth of the policyholder in the event of lawsuit or damage award granted to another in a court of law.

  • 30: Bodily injury liability maximum for an individual injured in a single accident
  • 60: Bodily injury liability maximum for all injuries in an accident
  • 25: Property damage liability maximum for a single accident

Of course, all these numbers are in thousands of dollars.

NC Uninsured Motorist Insurance For Motorcycles

In North Carolina, upwards of 8% of the population is driving without insurance. For us as riders, that’s a genuine concern. It goes without saying, the bike, not to mention its owner, typically suffers a good deal of harm in an accident with a car, truck, or SUV. Don’t let yourself wind up being hit with damage payments for which you are not at fault – be sure to add uninsured motorist (UM/UIM) coverage to your coverage. This kind of coverage provides protection if ever the policyholder is involved in a collision where the other party is liable, but uninsured.