We’ll help you find the New York motorcycle insurance policy that fits your needs and price range.
To find the best premiums on NY motorcycle insurance, it’s best to check out local NY motorcycle insurance quotes and discounts from a vast assortment of insurance companies.
This is exactly why we offer this service: to allow you to compare and contrast policies from leading insurance providers – such as GEICO and Progressive – on the web!
Motorcycle Insurance: New York Requirements
New York riders do have to insure their bikes. You may already know, motorcycle liability insurance coverage pays for expenses from damages or injuries to other people that are caused by the policyholder.
Take a look at the Minimum liability limits in New York:
- Bodily Injury Liability Limit for One Person: 25
- Bodily Injury Liability Limit for All Persons: 50
- Property Damage Liability Limit: 10
Of course, the aforementioned figures are in 1000s of dollars.
NY Motorcycle UM/UIM Insurance
Recent studies have revealed that 7% of New York road users don’t have insurance coverage. For us as riders, it’s a genuine concern. It goes without saying, the bike, as well as its rider, suffers the most damage in any wreck with a car, truck, or SUV. You don’t want to wind up being saddled with damage payments for which you were not at fault. This is the reason uninsured motorist (UM/UIM) insurance is really helpful for motorcycles and scooters. Such coverage provides protection in case the insured is involved in any sort of accident where the other party is liable, but not insured.