Would you like to lower your costs on New Jersey motorcycle insurance?
To help you secure the most affordable rates for NJ motorcycle insurance, you’ve got to check local New Jersey motorcycle insurance prices and discounts from an extensive variety of insurance companies.
This is exactly why we offer this service: to permit you to compare rates from leading insurers – names like GEICO and Progressive – straight from the computer!
Motorcycle Insurance: New Jersey Requirements
First of all, motorcycle insurance is required in New Jersey. As you know, motorcycle liability coverage covers you as a vehicle owner and as a rider if you injure someone or damage someone else’s vehicle or property with your bike.
- Bodily Injury Liability Limit for 1 Individual: 15
- Bodily Injury Liability Limit for All: 30
- Property Damage Liability Limit: 5
Obviously, these figures are in thousands of dollars.
NJ Motorcycle UM/UIM Insurance
Did you know that 9% of New Jersey motorists aren’t insured? Throwing a leg over a motorcycle is a bit more dangerous than getting behind the wheel of a car or truck, and having to worry about all these uninsured drivers only adds to the risks. Of course, the bike, along with its owner, typically suffers a great deal of harm in any wreck with a car or truck. You don’t want to wind up being saddled with damages for which you were not at fault – make sure you add uninsured motorist (UM/UIM) coverage to your insurance policy. Uninsured motorist insurance protects a policyholder from uninsured motorists and hit-and-run drivers.