Motorcycle Insurance: Missouri

Allow us to help you locate the Missouri motorcycle insurance policy that suits your needs and finances.

Insuring a motorcycle in Missouri can be expensive, so comparing prices and discounts from top rated Missouri motorcycle insurance providers will be crucial.

This is exactly why we offer this service: to allow you to compare and contrast rates from the very best insurance companies – without leaving home!

Motorcycle Insurance: Missouri Requirements

In Missouri, carrying motorcycle insurance is mandatory. What is motorcycle liability coverage? This type of protection covers you as a vehicle owner and as a rider if you injure someone or damage someone else’s vehicle or property with your motorcycle.

Missouri motorcycle insurance minimum requirements are as follows. $25,000/$50,000/$10,000. The initial two dollar amounts are the minimum protections for personal injury liability. The first is for just one person in the automobile accident, the second for every person together. The third number relates to maximum liability for property damage.

MO Uninsured Motorist Insurance: Motorcycles

Guess how many Missouri drivers don’t have insurance coverage? 12%! Throwing a leg over a motorcycle is much more dangerous than getting behind the wheel of a car or truck, and being on the road with so many uninsured drivers only increases the risk. Impact with a car or truck may cause quite a lot of damage to you and your bike. Don’t let yourself wind up being saddled with damage payments for which you weren’t to blame. This is why uninsured motorist (UM/UIM) coverage is really helpful for any two-wheeled enthusiast. Uninsured motorist insurance provides protection if for example the insured is involved in an accident in which the other party is liable, but does not have insurance.