Motorcycle Insurance: Minnesota

Want to insure a motorcycle in Minnesota?

To help get great prices when insuring your bike, looking at prices and discounts from top Minnesota motorcycle insurance carriers will be vital.

This is exactly why we launched our web site: to enable you to compare and contrast policies from top insurers – right from your computer!

Motorcycle Insurance: Minnesota Requirements

If you live in Minnesota, you do need to have motorcycle insurance. As you know, motorcycle liability insurance pays for expenses from damages or injuries to other people that are caused by the policyholder.

Here are the Minnesota motorcycle insurance limits:

  • 30: Bodily injury liability maximum for an individual hurt in a single accident
  • 60: Bodily injury liability maximum for all of the injuries in a single accident
  • 10: Property damage liability maximum for one accident

Obviously, these liability minimums are in 1000s of dollars.

MN UM/UIM Insurance For Motorcycles

Do you know 10% of Minnesota motorists aren’t insured? For us as riders, that’s a real concern. Impact with a car can cause a lot of damage to you and your bike. You don’t want to end up being hit with medical and repair costs for which you aren’t to blame – add uninsured motorist (UM/UIM) coverage to your insurance policy. Uninsured motorist coverage provides for a rider to receive damages for any injury they receive from an uninsured and/or negligent driver.