Motorcycle Insurance: Michigan

If you are shopping for motorcycle insurance in Michigan, we can help.

Getting the right policy is of utmost importance. Be sure you choose a policy which features reasonable premiums and ample protection.

We do the groundwork for you, enabling you to compare plans from the best insurance carriers – for example GEICO and Progressive – on the web!

Motorcycle Insurance: Michigan Laws

In Michigan, motorcycle insurance is the law. You may already know, motorcycle liability insurance coverage covers you as a vehicle owner and as a rider if you injure someone or damage someone else’s vehicle or property with your motorcycle.

Here are the Auto insurance minimums in Michigan:

  • $20,000: bodily injury liability maximum for one person injured in an accident
  • $40,000: bodily injury liability maximum for personal injuries to all persons in a single crash
  • $10,000: property-damage liability maximum for a single accident

MI Motorcycle Uninsured Motorist Insurance

Are you aware that 17% of Michigan motorists aren’t insured? For us motorcyclists, that’s a real concern. Obviously, the motorcycle, including its rider, suffers the brunt of the harm in a collision with a car or truck. Don’t let yourself wind up being responsible for paying damages for which you aren’t to blame. Because of this uninsured motorist (UM/UIM) coverage is really useful for motorcyclists. This sort of coverage covers an insured collision with a driver who does not have liability coverage.