You must never ride without insurance. In Maryland, motorcycle insurance is the law.
If you want to find the very best insurance policy for your motorcycle or scooter, you must check current Maryland motorcycle insurance quotes and options from a vast range of insurance carriers.
This is exactly why we offer our service: to allow you to compare plans from the very best insurance providers – for example GEICO and Progressive – on the web!
Motorcycle Insurance: Maryland Requirements
To begin, motorcycle insurance is required in Maryland. As you know, motorcycle liability coverage protects the net worth of the policyholder in the event of lawsuit or damage award granted to another in a court of law.
Here are the Maryland motorcycle insurance guidelines:
- $20,000: bodily injury liability maximum for one person getting injured in a crash
- $40,000: bodily injury liability maximum for all persons injured in a single crash
- $15,000: property-damage liability maximum for a single accident
MD Uninsured Motorist Coverage: Motorcycles
Guess what proportion of Maryland car owners don’t have auto insurance coverage? 12%! For us motorcyclists, this is a real issue. Obviously, the motorcycle, not to mention its owner, incurs the most damage in any wreck with a car, truck, or SUV. You won’t want to end up being hit with damage payments for which you were not responsible.
Because of this uninsured motorist (UM/UIM) coverage is a good idea for motorcycle owners. This sort of coverage protects a policyholder from uninsured drivers and hit-and-run drivers.