Motorcycle Insurance: Louisiana

Would you like to get a better price on Louisiana motorcycle insurance?

Getting the best insurance carrier is crucial. You’ll want to track down a motorcycle insurance policy which features:

  • Excellent Rates
  • Enough Coverage
  • First-rate Service

We do the research for you, to allow you to compare and contrast plans from major insurance companies – for example GEICO and Progressive – right from the computer!

Motorcycle Insurance: Louisiana Requirements

In Louisiana, purchasing motorcycle insurance is mandatory. What is liability insurance? This type of coverage protects against a potential loss due to the insured’s liability for injury or damage to others.

Take a look at the Minimum motorcycle liability limits in Louisiana: $10,000/$20,000/$10,000. The initial two numbers are the minimum thresholds for personal injuries liability. The first is for only one individual in an accident, the second for all parties combined. The final sum represents property damage liability.

LA Uninsured Motorist Coverage For Motorcycles

Recent studies have revealed that 10% of Louisiana drivers don’t have auto insurance. For us motorcyclists, this is a real concern. Impact with a car or truck can cause a considerable amount of harm to you and your bike. You won’t want to be responsible for paying damages for which you weren’t at fault.

That is why uninsured motorist (UM/UIM) insurance is a good option for motorcyclists. This kind of coverage will cover costs resulting from a hit-and-run or an accident with an uninsured motorist.