Motorcycle Insurance: Indiana

Searching for motorcycle insurance in Indiana?

Without a doubt, IN motorcycle insurance premiums can be excessive, so checking premiums and deals from the premier Indiana motorcycle insurers is key.

We do the hard work for you, allowing you to compare quotes from leading insurance carriers – online!

Motorcycle Insurance: Indiana Laws

For starters, motorcycle insurance is required by law in Indiana. As you know, motorcycle liability coverage covers you as a vehicle owner and as a rider if you injure someone or damage someone else’s vehicle or property with your bike.

Indiana minimum motorcycle insurance liability limits are the following:

  • Bodily Injury Liability Limit for Individual Individual: 25
  • Bodily Injury Liability Limit for All: 50
  • Liability Limit for Property Damage: 10

Of course, all of these amounts are in 1000s of dollars.

IN Motorcycle Uninsured Motorist Coverage

In Indiana, more than 16% of the citizenry is driving without insurance. Throwing a leg over a motorcycle or scooter is much more hazardous than driving a car or truck, but riding among so many uninsured drivers brings monetary risk into the equation. A collision with a car or truck could cause a whole lot of harm to you and your motorcycle. You don’t want to get saddled with health-care bills for which you were not to blame – be sure you add uninsured motorist (UM/UIM) insurance to your insurance coverage. Uninsured motorist coverage provides protection if for example the policyholder is involved in a collision where the other party is responsible, but not insured.