Need to insure a motorcycle or scooter in Georgia?
In order to get great prices when insuring your bike, it’s important to look at current GA motorcycle insurance quotes and deals from a wide assortment of insurance companies.
That’s why we offer our service: to enable you to compare quotes from top insurance providers – for example GEICO and Progressive – online!
Motorcycle Insurance: Georgia Laws
For starters, motorcycle insurance is required in Georgia. As you know, motorcycle liability insurance coverage covers you as a vehicle owner and as a rider if you injure someone or damage someone else’s vehicle or property with your bike.
- Bodily Injury Liability Limit for One Individual: 25
- Bodily Injury Liability Limit for All Persons: 50
- Liability Limit for Property Damage: 25
Obviously, these liability minimums are in thousands of dollars.
GA UM/UIM Coverage: Motorcycles
Guess how many Georgia road users are uninsured? 10%! Throwing a leg over a motorcycle is a bit more treacherous than driving a car or truck, and riding among all these uninsured motorists brings fiscal risk into the picture. Getting in a wreck with a car or truck could cause a lot of problems for you and your bike. You don’t want to wind up being stuck with damage payments for which you were not responsible – be sure you add uninsured motorist (UM/UIM) coverage to your insurance policy. Uninsured motorist coverage provides for a rider to receive damages for any injury they receive from an uninsured or negligent motorist.