Motorcycle Insurance: Florida

Let us help you choose the Florida motorcycle insurance policy that fits your needs and budget.

To help receive the most affordable premiums on Florida motorcycle insurance, comparing premiums and policies from the top Florida motorcycle insurers is crucial.

We do the hard work for you, allowing you to compare and contrast rates from major insurance providers – for example GEICO and Progressive – right from your computer!

Motorcycle Insurance: Florida Requirements

First, motorcycle insurance is not required in Florida. Just what is liability insurance? This type of coverage protects against legal liability to pay compensation and court costs where the insured has been found negligent in respect of injuries sustained by another person or damage to his/her property.

  • Bodily Injury Liability Limit for Individual: 10
  • Bodily Injury Liability Limit for All Parties: 20
  • Property Damage Liability Limit: 10

Of course, the aforementioned sums are in 1000’s of dollars.

FL Uninsured Motorist Coverage For Motorcycles

Guess what proportion of Florida car owners are not insured? 19%! For us as riders, it’s a genuine concern. Getting in a wreck with a car or truck may cause a considerable amount of problems for you and your motorcycle. Don’t let yourself get hit with damage payments for which you aren’t at fault.

That is why uninsured motorist (UM/UIM) coverage is a great idea for motorcycle owners. This type of coverage will pay for costs resulting from a hit-and-run or an accident with an uninsured driver.