You shouldn’t ride uninsured. In Delaware, motorcycle insurance is the law.
Insuring a motorcycle in Delaware can be quite expensive, so you’ll want to check local Delaware motorcycle insurance rates and solutions from an extensive assortment of insurers.
We do the hard work for you, allowing you to compare rates from major insurers – for example GEICO and Progressive – right from the computer!
Motorcycle Insurance: Delaware Laws
To begin, motorcycle insurance is required in Delaware. As you know, motorcycle liability insurance coverage pays for expenses from damages or injuries to other people that are caused by the policyholder.
- Bodily injury liability maximum for one person injured in an accident: $15,000
- Bodily injury liability maximum for all of the injuries in an accident: $30,000
- Property damage liability maximum for one accident: $10,000
DE Uninsured Motorist Insurance: Motorcycles
In Delaware, upwards of 12% of the population is without insurance. For us as riders, it’s a genuine issue. Impact with a car or truck can cause a lot of problems for you and your bike. You don’t want to wind up being hit with medical and repair expenses for which you are not to blame – be sure to add uninsured motorist (UM/UIM) insurance to your coverage. Uninsured motorist coverage may pay for your injuries or property damage caused by an uninsured motorist or, in some situations, an unidentified motorist. In most cases it also includes coverage for underinsured (UIM) motorists and at-fault drivers with insufficient coverage to cover your claim.