Motorcycle Insurance: Colorado

Motorcycle Insurance Colorado

Want to insure a motorcycle or scooter in Colorado? In order to get the ideal coverage for your motorcycle or scooter, it’s important to compare local Colorado motorcycle insurance quotes and policies from a wide assortment of insurers.

We do the hard work for you, to allow you to compare and contrast policies from top rated insurance companies – such as GEICO and Progressive – without leaving home!

Motorcycle Insurance: Colorado Laws

To begin, motorcycle insurance is required by law in Colorado. As you know, motorcycle liability coverage pays the loss of other people when you are responsible for that loss.

Below are the Insurance minimums in Colorado:

  • $25,000: bodily injury liability maximum for one person injured in an accident
  • $50,000: bodily injury liability maximum for all persons injured in one accident
  • $15,000: property-damage liability maximum for a single accident

CO Uninsured Motorist Coverage: Motorcycles

Were you aware that 15% of Colorado drivers aren’t insured? For us motorcyclists, it’s a genuine concern. Getting in a wreck with a car or truck could cause a lot of damage to you and your bike. Don’t let yourself end up being stuck with damage payments for which you are not at fault. That’s why uninsured motorist (UM/UIM) coverage is a great idea for motorcycle owners. This type of coverage provides protection in case the insured is involved in any sort of accident where the other party is at fault, but does not have insurance.