Motorcycle Insurance: Arkansas

Getting a low-priced motorcycle insurance policy in Arkansas doesn’t need to be complicated.

Not surprisingly, AR motorcycle insurance rates can be rather steep, so you must compare local Arkansas motorcycle insurance quotes and options from an extensive variety of insurers.

That’s the reason we launched this web site: to permit you to compare rates from top rated insurance providers – right from the computer!

Motorcycle Insurance: Arkansas Laws

First, motorcycle insurance is required by law in Arkansas. As you know, motorcycle liability insurance coverage protects the net worth of the policyholder in the event of lawsuit or damage award granted to another in a court of law.

  • Bodily Injury Liability Limit for One Individual: 25
  • Bodily Injury Liability Limit for Everybody in Accident: 50
  • Property Damage Liability Limit: 25

Of course, these liability minimums are in 1000’s of dollars.

AR Uninsured Motorist Coverage For Motorcycles

Guess how many Arkansas drivers are uninsured? 14%! Throwing a leg over a motorcycle or scooter is far more dangerous than getting behind the wheel of a car or truck, and being on the road with so many uninsured motorists brings fiscal risk into the picture. Impact with a car might cause a considerable amount of damage to you and your bike. Don’t let yourself wind up being stuck with damage payments for which you were not to blame. That is why uninsured motorist (UM/UIM) coverage is a good option for motorcyclists. Uninsured motorist coverage covers the insured’s injuries and losses negligently caused by a motorist that has no liability insurance.