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Motorcycle Insurance: Arizona Laws
In Arizona, motorcycle insurance is mandatory. Just what is motorcycle liability coverage? This type of policy protects against a potential loss due to the insured’s liability for injury or damage to others.
Take a look at the Motorcycle insurance minimums in Arizona:
- 15: Bodily injury liability maximum for an individual hurt in an accident
- 30: Bodily injury liability maximum for all the injuries in an accident
- 10: Property damage liability maximum for one accident
Obviously, these liability minimums are in 1000s of dollars.
AZ Uninsured Motorist Coverage: Motorcycles
Are you aware that 22% of Arizona road users are not insured? Riding a motorcycle or scooter is a bit more hazardous than getting behind the wheel of a car, and being on the road with so many uninsured motorists only increases the risks. Getting in a wreck with a car may cause quite a lot of problems for you and your bike. Don’t let yourself get stuck with damage payments for which you were not responsible – make sure you add uninsured motorist (UM/UIM) coverage to your coverage. This kind of coverage provides protection in the event the insured is involved in an accident in which the other party is at fault, but uninsured.