You shouldn’t ride without insurance. In Alaska, having motorcycle insurance is required.
Needless to say, Alaska motorcycle insurance rates can be high, so comparing rates and policies from top rated Alaska motorcycle insurance carriers will be key.
This is exactly why we launched our website: to enable you to compare and contrast policies from the best insurers – right from the computer!
Motorcycle Insurance: Alaska Requirements
If you live in Alaska, you do have to have motorcycle insurance. Just what is liability insurance? This type of protection agrees to indemnify the insured for sums he or she may be required by law to pay to third parties as damages for bodily injury or damage to property.
- Bodily Injury Liability Limit for Individual: 20
- Bodily Injury Liability Limit for Everybody in Accident: 50
- Property Damage Liability Limit: 25
Obviously, these liability minimums are in 1000s of dollars.
AK Motorcycle Uninsured Motorist Insurance
Guess what proportion of Alaska car owners are not insured? 25%! Throwing a leg over a motorcycle or scooter is more treacherous than driving a car, but having to deal with all these uninsured drivers only increases the risk. Of course, the motorcycle, not to mention its rider, incurs the brunt of the damage in any wreck with a car, truck, or SUV. Don’t let yourself end up being hit with medical costs for which you weren’t to blame – add uninsured motorist (UM/UIM) coverage to your coverage. Uninsured motorist insurance covers an insured collision with a driver who doesn’t have liability coverage.