Motorcycle Insurance: Alabama

Alabama Motorcycle Insurance

If you’re in the market for motorcycle insurance in Alabama, you have come to the right place.

Choosing the best suited policy is extremely important. You must buy a policy that will provide:

  • Inexpensive Rates
  • Adequate Coverage

We do the legwork for you, to allow you to compare and contrast plans from leading insurance carriers – online!

Motorcycle Insurance: Alabama Laws

In Alabama, motorcycle insurance is required. What’s motorcycle liability coverage? This type of protection pays the loss of other people when you are responsible for that loss.

Alabama motorcycle insurance minimums are as follows:

  1. Bodily injury liability maximum for a single person hurt in a single accident: $50,000
  2. Bodily injury liability maximum for all of the injuries in one accident: $100,000
  3. Property damage liability maximum for a single accident: $25,000

AL Motorcycle Uninsured Motorist Insurance

Guess what percentage of Alabama motorists aren’t insured? 15%! Throwing a leg over a motorcycle is a lot more hazardous than driving a car, and riding among so many uninsured motorists brings fiscal risk into the equation. Impact with a car could cause a lot of problems for you and your bike. You don’t want to wind up being hit with health-care bills for which you aren’t responsible – make sure to add uninsured motorist (UM/UIM) insurance to your insurance coverage. Uninsured motorist insurance provides protection if ever the policyholder is involved in a collision in which the other party is responsible, but not insured.